5 Year Fixed Rates Starting At 2.44%!
Our lending partners are Canada’s leading banks, credit unions and monoline lenders.
Our lending partners are Canada’s leading banks, credit unions and monoline lenders.
What Our Clients Say
We met Cameron through our work perks program at the Hospital. The lender, Cameron,
advised we work with for our mortgage saved us over $10,000, when we broke the
mortgage later on in our term. We had to break our mortgage because my husband was
layed off and I had a knee replacement, so our debts got out of hand and we had to
refinance to lower our monthly bills. Had we stayed with our original Bank – our penalty
would have been over $10,000 more then we had to pay with the lender Cameron put us
with. Thank you, Cameron!
BARB REID
Registered Nurse
I met Cameron Wilson in 2017 through my duties as a City Councillor. Cameron
reached out to me because – as a decision maker in the community – he wanted
me to be informed about certain aspects of our banking system in regards to his
area of expertise: mortgages. Through discussions with him, I came to a better
understanding of the financial sector. This directly resulted in a change of the
City of St Catharines’ investment policy which allowed for more of the City’s
reserves to be shifted to different institutions, versus what we were using previously,
resulting in higher rates of return and more dollars available in our budget to help
the community. Cameron knew that the time he spent with me on this file would
not benefit him or his business in any direct way but was willing to do so as he believed
it was the right thing to do and would help the community at large. This speaks to Cameron’s
character and motivation to selflessly help people.
Mike Britton
City Councillor, St. Catharines
I met Cameron through our work perks program at the Hospital. I am so glad
we have access to a professional like Cameron! My rate was amazing, plus turns
out there are all these hidden rules and penalties that my Bank never told me
about but Cameron was able to to as an independent mortgage broker and
protected me from these “policies” by selecting a different lender and not
selling me additional products. Can’t say enough great things about my
experience plus working with him helped MY hospital where I work with additional
funding. It is a win-win!! I save money on my mortgage and my business helps our
local hospitals! Thank you so much!
Shayna Belanger
X-Ray Technician
Cam Wilson is amazing. As a first time home buyer I didn’t know what to expect or what to do for
that matter. Cam took the time to explain the process in a way I could understand. He went above
and beyond to ensure everything was correct. He is detail oriented, patient, and brilliant. I would
recommend him to anyone. Thanks for everything Cam! It’s hard to trust people these days and
you are by far the most trustworthy person I have met.
DANIELLE POULIOT
X-Ray Tech
I knew absolutely nothing about the system, and Cam was there at all hours of the day/night
to pretty much hold my hand through what was going on, and what to expect as well as answering
all of my questions. After getting the toss around by big banks, it was an absolute thrill to have such
dedication to your cause. And to top it off, got us a really great rate! 100% would recommend.
Andrew Aubertin
It was so refreshing to deal with a professional! I met Cameron a few years ago, and from
the moment I stepped into his office, he has shown great care and passion for his work.
Cameron takes the time to get to know his clients, and research/provide the best possible
outcome for them. He is an excellent communicator and was quick to return all calls
and messages! In the final stages of helping us buy our second home, he was so caring
to call and close the loop on the sale - to ensure we were happy in the end. I would absolutely
recommend Cameron to anyone looking for assistance buying a home in the Greater Hamilton Area.
Rebecca Lafferty
Estate Manager, Wayne Gretzky Estates
Cam was great to work with! He provided a lot of useful information that I didn’t find
when speaking to others about mortgages. The education piece was beyond useful,
service was great and it’s so refreshing to see someone making an effort to improve
their community, which Cam is doing by partnering with healthcare.
I would highly recommend everyone I know to see Cam for their mortgage!
Kirsten Jensen
Health and Safety Advisor
I would like to say a big thank you to my Mortgage broker Cam Wilson! I am so Grateful I decided
to give you a call. I was a little skeptical at first, having only ever dealt with banks/credit unions
before. You have gone a vibe & beyond all my expectations! Not only are you professional &
knowledgeable you look at the whole picture And guided me to what was best for me personally.
Not a cookie cutter solution. I tell everyone how helpful & patient you were. Always a text/email
away! Also everyone you have put me in contact with have been Just as professional & helpful.
Thank you again:)
ROSE TOFANO
Please don’t ever doubt that you will receive completely sound and impartial mortgage advice from
Cameron. His only agenda is to help his client and we experienced that first hand when he advised
me to completely cut him out as the middle-man and work directly with my lender on the deal that
they were offering me. Cam – we really appreciate your advice and I won’t hesitate to recommend
you to family, friends and colleagues who could use your help. I’ll be looking you up again myself
in 5 years if not sooner!
GRAHAM TOYNE
Best Mortgage Rates Waterloo
Are you on the road to mortgage success? Securing the right mortgage is a journey, not a destination! We've taken the trip with our clients many times - we know the potholes to avoid, what to bring as you head out on this exciting road trip, and the best ways to get you there safe and sound.
The experts at dominionlendingtrust.ca offer these steps to guide you along - solid advice to ensure you arrive quickly and safely! Check out our 10 steps below to Mortgage Success!
Why We Partner with
Health Care
Dominion Lending Centres is built on a client-first and community-first approach.
We know that in Ontario, hospitals are not able to obtain funding from the provincial government to purchase medical equipment.
This is why we partner with Hamilton Health Sciences Foundation, to help. Our joint community initiative, sees, 5% of gross revenue from our mortgage business being donated to the Foundation for the purchase of much-needed medical equipment to benefit the specialized family of Hamilton Health Sciences’ Hospitals.
Our Mortgage Agent, Cameron Wilson, is leading this initiative. He is also available for consultation about your mortgage. Mortgages closed through this initiative are eligible for the 5% grant to better health care in Hamilton (the average grant is $170 per mortgage closed), please review our terms and conditions for further details.
This health care initiative reflects the values that we hold at Dominion Lending Centres.
Why Use a
Mortgage Agent?
With Cam Wilson, Dominion Lending Centres Canuck Mortgage Group, you will be able to find the best mortgage, the best rates and even give back to the community through our health care initiative.
In Canada, homeowners looking for a mortgage have two main options; either a bank or a licensed mortgage professional.
Banks/Credit Unions simply offer mortgage products that their institution offers while licensed mortgage professionals work with banks, credit unions, monoline lenders and other financial institutions. This means you get more choice as well as the opportunity to find the best mortgage for you. Our clients know they can trust, Cam, to help them find the right mortgage for their needs.
Best of all, there are no fees and our services are free! Only those borrowers with major credit or income issues, that are ineligible for Prime lenders, will incur a fee when working with alternative or private lenders.
Whether you are a first-time homebuyer, need a reverse mortgage or are looking to renew your existing mortgage, Cam can help. We offer you professional, unbiased advice to help you make an informed decision about your mortgage.
Lowest Rates for (IRD) Penalties
in Canada
Borrowers can face hefty fees if they attempt to break their mortgage before the term is up. If you need to move, get a divorce, suffer a job loss, fall ill, or want to refinance you will need to pay.
On average, Canadian home buyers break their mortgage 60% of the time. That means that 6 out of every 10 homeowners will face a financial penalty because they cancel the mortgage early.
This is called the Interest Rate Differential penalty. Mortgage research has found that based on statistics, (IRD) penalty calculations on fixed-rate mortgages calculated by different lenders across Canada, has been costing borrowers over $15,000,000,000 each year. However, these costs are not necessary and can be avoided.
Working with Cameron Wilson, allows you to avoid unwarranted fees and costs throughout the home buying process through his knowledge of mortgage policy and the wide breadth of lenders available through his partnership with lenders.
We are Canada’s
#1 Mortgage Company
We know that buying a home can be an exciting time, but it can also be stressful. Every year we help over 100,000 Canadians make their dreams of homeownership come true.
We are dedicated to walking with you throughout the mortgage process. Our clients are able to save thousands of dollars on their mortgages because of the choices we offer them.
We are the largest mortgage provider in Canada and have over $30,000,000,000 in mortgages given each year to Canadians just like you.
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Contact Details
Phone Number
Address
101-15 Lock Street
St. Catharines ON
L2N 5B6
We do have a secondary office in Hamilton available to meet with clients, located at:
236 Pritchard Road,
Hamilton, Ontario
L8W 3P7
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